2026 rules

Benefits calculator for France

How much you get if you lose your job, have a baby, fall ill or raise children, with the 2026 rules that apply in France.

Quick answerIn France, with a monthly gross salary of 3,000 EUR and 10 years of work: unemployment benefit 1,710 EUR per month, duration 548 days (18 months), maternity or parental pay 2,370 EUR per month, duration 16 weeks, sick pay for 30 days 2,238 EUR in total, and child benefit for two children up to 152.25 EUR per month.

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Estimate with the 2026 rules. The official amount is decided by the institution that pays it.

In France unemployment benefit (ARE) is paid by France Travail, maternity, paternity and sick pay by the health insurance (CPAM, ameli), and family allowances by the CAF.

Unemployment benefit in France

  • You need 6 months of work (130 days or 910 hours) in the last 24 months, or 36 months from 55.
  • The daily allowance is the higher of 40.4% of your daily reference salary plus 13.18 EUR, or 57% of it, at least 32.13 EUR and at most 75% of the reference salary. High allowances for people under 55 fall by 30% after 6 months.
  • Duration is 0.75 days per day worked: at least 6 months, at most 18 months under 55, 22.5 months at 55 and 56, and 27 months from 57. After a rupture conventionnelle signed from September 2026 the maximum is shorter.
Unemployment: Calculator

Maternity and parental leave in France

  • Maternity leave lasts 16 weeks for the first and second child (6 before, 10 after the birth) and 26 weeks from the third child.
  • The daily allowance is your average gross pay of the last 3 months, capped at 4,005 EUR a month, minus 21%, divided by 91.25. The maximum is 104.02 EUR a day.
  • Fathers get 28 days (25 days of paternity leave plus 3 days of birth leave). Since July 2026 each parent can also take a new birth leave of 1 to 2 months, paid at 70% then 60%.
Maternity / parental: Calculator

Sick pay in France

  • There are 3 waiting days. From day 4 the CPAM pays 50% of your daily pay, at most 41.95 EUR a day from 2026.
  • With at least one year of service the employer tops up to 90% of gross pay for 30 days and then 66.66% for 30 days, after 7 days, unless the collective agreement is better.
  • Work accidents are paid from the first day at higher rates.
Sick pay: Calculator

Child benefit in France

  • Family allowances start with the second child: 152.25 EUR a month for 2 children and 347.32 EUR for 3 children, if income is below 79,980 EUR a year for 2 children.
  • Above that the amounts are halved, and above 106,604 EUR they are a quarter. The limits rise by 6,664 EUR per extra child.
  • Children over 14 add an age supplement. Income is the net taxable income of two years earlier.
Child benefit: Calculator

Before you apply: five things people often miss

1

Apply on time

Most benefits have a deadline, often 30 days after the job ends or after the birth. Applying late can mean losing months of money that you cannot claim back.

2

Quitting is not the same as being dismissed

In most countries you get no unemployment benefit, or get it later, if you resign or agree to leave. Before you sign a termination agreement, check what it means for your benefit.

3

Your insurance record decides everything

Duration and amount depend on how many months you paid contributions and on what salary. Check that your employer reported you correctly before you apply.

4

Gross, net and taxes

Some benefits are paid gross and are taxed, others are tax free. The calculator shows the amount the rules describe. The money you see in your account can be lower.

5

Combine benefits the smart way

Sick leave, maternity leave and unemployment usually cannot be paid for the same days. The order in which you claim them can change how much you receive in total.

Examples by salary

Ten years of work, age 35, first child, 30 days of sick leave, 2026 rules.

Monthly salaryUnemploymentMaternity or parentalSick pay, 30 days
1,800 EUR1,128 EUR per month1,422 EUR per month1,360 EUR
3,000 EUR1,710 EUR per month2,370 EUR per month2,238 EUR
4,800 EUR2,736 EUR per month3,164 EUR per month3,480 EUR

Frequently asked questions

Do I get unemployment benefit if I quit my job in France?

Generally no. A resignation does not give a right to ARE unless it is considered legitimate, for example to follow a spouse. You can ask France Travail to review your case after 121 days. A rupture conventionnelle does give rights.

Where do I apply in France?

Unemployment: register with France Travail online. Maternity, paternity and sick pay: through the employer and ameli. Family allowances: the CAF, usually automatic after the second birth.

Is this an official decision?

No. MyBenefitKit is an informational calculator. The institution that pays the benefit decides the exact amount from your full insurance record. Use the result to plan and to check the decision you receive.

Sources and disclaimer

This page is informational. The rules and amounts are based on laws and official publications valid in October 2026 and simplified for the calculator. Individual cases, collective agreements and regional rules can change the result.

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