# MyBenefitKit

> Free calculator and guide for unemployment benefit, maternity and parental pay, sick pay and child benefit with the 2026 rules of 20 countries. Every country has a short address with its code (for example https://mybenefitkit.com/ba/, https://mybenefitkit.com/de/, https://mybenefitkit.com/us/) in the local language, plus an English version at /<code>/en/ for non-English countries. Made by Limitless (OD LIMITLESS), Ilidza, 71210, Bosnia and Herzegovina. Results are informational estimates; the paying institution decides the exact amount.

Contact: info@limitless.ba. Last updated: 2026-10-16. Default language: English. Sister sites: https://netsalarykit.com (salary), https://mypensionkit.com (pension), https://loanplankit.com (loans).

## Calculators

- [Albania benefits calculator 2026](https://mybenefitkit.com/al/en/) (local language: https://mybenefitkit.com/al/): In Albania the unemployment benefit is paid by the National Employment Service (AKPA) and maternity and sick pay by the Social Insurance Institute (ISSH).
- [Australia benefits calculator 2026](https://mybenefitkit.com/au/): In Australia Services Australia (Centrelink) pays JobSeeker Payment, Paid Parental Leave and Family Tax Benefit.
- [Austria benefits calculator 2026](https://mybenefitkit.com/at/en/) (local language: https://mybenefitkit.com/at/): In Austria unemployment benefit is paid by the AMS, maternity pay (Wochengeld), childcare benefit and sick pay by the health insurer ÖGK, and family allowance (Familienbeihilfe) by the tax office..
- [Bosnia and Herzegovina benefits calculator 2026](https://mybenefitkit.com/ba/en/) (local language: https://mybenefitkit.com/ba/): Bosnia and Herzegovina has separate rules in the Federation of BiH and in Republika Srpska, and in the Federation many family benefits are set by each canton.
- [Canada benefits calculator 2026](https://mybenefitkit.com/ca/): In Canada Employment Insurance (EI) pays regular, maternity, parental and sickness benefits through Service Canada, and the Canada Revenue Agency pays the Canada Child Benefit.
- [Croatia benefits calculator 2026](https://mybenefitkit.com/hr/en/) (local language: https://mybenefitkit.com/hr/): In Croatia the unemployment benefit is paid by the Croatian Employment Service (HZZ), maternity, parental and sick pay by the health insurance fund (HZZO), and child benefit by the pension institute (HZMO)..
- [France benefits calculator 2026](https://mybenefitkit.com/fr/en/) (local language: https://mybenefitkit.com/fr/): In France unemployment benefit (ARE) is paid by France Travail, maternity, paternity and sick pay by the health insurance (CPAM, ameli), and family allowances by the CAF..
- [Germany benefits calculator 2026](https://mybenefitkit.com/de/en/) (local language: https://mybenefitkit.com/de/): In Germany unemployment benefit (Arbeitslosengeld I) is paid by the Federal Employment Agency, parental allowance (Elterngeld) by the Elterngeldstelle of your state, sick pay first by the employer and then by your health insurer, and child benefit (Kindergeld) by the Familienkasse..
- [Ireland benefits calculator 2026](https://mybenefitkit.com/ie/): In Ireland the Department of Social Protection pays jobseeker's benefits, maternity, paternity and parent's benefit, Illness Benefit and Child Benefit.
- [Italy benefits calculator 2026](https://mybenefitkit.com/it/en/) (local language: https://mybenefitkit.com/it/): In Italy unemployment benefit (NASpI), maternity and parental pay, sick pay and the universal child allowance (Assegno Unico) are all paid or managed by INPS..
- [Netherlands benefits calculator 2026](https://mybenefitkit.com/nl/en/) (local language: https://mybenefitkit.com/nl/): In the Netherlands the UWV pays unemployment benefit (WW) and the pregnancy and parental leave benefits, the employer continues your pay during illness, and the SVB pays child benefit (kinderbijslag)..
- [North Macedonia benefits calculator 2026](https://mybenefitkit.com/mk/en/) (local language: https://mybenefitkit.com/mk/): In North Macedonia the unemployment benefit is paid by the Employment Service Agency (AVRSM), maternity and sick pay by the Health Insurance Fund (FZO), and child benefit by the ministry for social policy.
- [Poland benefits calculator 2026](https://mybenefitkit.com/pl/en/) (local language: https://mybenefitkit.com/pl/): In Poland unemployment benefit is paid by the county labour office (PUP), maternity and sick pay by ZUS (sick pay first by the employer), and the 800 plus child benefit by ZUS..
- [Serbia benefits calculator 2026](https://mybenefitkit.com/rs/en/) (local language: https://mybenefitkit.com/rs/): In Serbia the unemployment benefit is paid by the National Employment Service (NSZ), maternity and child-care pay by the ministry for family care, and sick pay first by the employer and then by the health insurance fund RFZO..
- [Slovenia benefits calculator 2026](https://mybenefitkit.com/si/en/) (local language: https://mybenefitkit.com/si/): In Slovenia the unemployment benefit is paid by the Employment Service (ZRSZ), parental benefits by the state through the social work centres, sick pay first by the employer and then by the health insurance institute ZZZS..
- [Spain benefits calculator 2026](https://mybenefitkit.com/es/en/) (local language: https://mybenefitkit.com/es/): In Spain unemployment benefit (paro) is paid by SEPE, birth and childcare benefit and sick pay by the Social Security (INSS), and the child support supplement is linked to the minimum living income (IMV)..
- [Sweden benefits calculator 2026](https://mybenefitkit.com/se/en/) (local language: https://mybenefitkit.com/se/): In Sweden unemployment benefit is paid by your a-kassa, parental and sick benefits by Försäkringskassan, sick pay for the first 14 days by the employer, and child benefit (barnbidrag) by Försäkringskassan..
- [Switzerland benefits calculator 2026](https://mybenefitkit.com/ch/en/) (local language: https://mybenefitkit.com/ch/): In Switzerland unemployment benefit is paid by your unemployment fund after you register with the RAV, maternity and paternity pay by the AHV compensation office, sick pay by the employer or its daily sickness insurance, and family allowances through the employer..
- [United Kingdom benefits calculator 2026](https://mybenefitkit.com/uk/): In the UK the DWP pays New Style Jobseeker's Allowance and Maternity Allowance, employers pay Statutory Maternity Pay and Statutory Sick Pay, and HMRC pays Child Benefit.
- [United States benefits calculator 2026](https://mybenefitkit.com/us/): In the US unemployment insurance, paid family leave and disability insurance are run by each state, so the amounts differ a lot.

## Rules and examples by country (October 2026; example: typical salary, 10 years of work, age 35)

### Albania (ALL, salary basis: gross)

Local terms: pagesa e papunësisë, barrëlindja, leja e lindjes, raport mjekësor, bonusi i bebeve.

Unemployment benefit:
- You need at least 12 months of contributions and must register as a jobseeker within 60 days of the job ending.
- The benefit is a flat 50% of the minimum wage, which is 50,000 ALL from 2026, so 25,000 ALL a month, plus 5% for each child under 18, up to 30% more in total.
- Duration: 3 months with 1 year of contributions, 6 months with 3 years, 9 months with 5 years and 12 months with more than 10 years.
- Example with a monthly gross salary of 80,000 ALL: 26,250 ALL per month, duration 12 months.
Maternity and parental pay:
- Maternity leave lasts 365 days, with at least 35 days before the birth and 63 days after.
- It is paid at 80% of your average daily pay of the last 12 months for the time before the birth and the first 150 days after it, and at 50% for the rest of the year. You need 12 months of contributions.
- Parental leave of at least 4 months per parent until the child is 6 is unpaid.
- Example with a monthly gross salary of 80,000 ALL: 64,000 ALL per month, duration 12 months.
Sick pay:
- The employer pays the first 14 days of sick leave.
- From day 15 the ISSH pays 70% of your average pay of the last 6 months with up to 10 years of insurance, or 80% with more than 10 years, for up to 6 months.
- You need a medical certificate (raport mjekësor) from the first day.
- Example with a monthly gross salary of 80,000 ALL, 30 days of sick leave: 59,733 ALL in total.
Child benefit:
- Albania pays a one-off baby bonus: 40,000 ALL for the first child, 80,000 ALL for the second and 120,000 ALL for the third.
- The government has announced monthly support from 1 July 2027 until age 5: 5,000 ALL for the first child, 7,000 for the second and 10,000 for the third.
- Low-income families can apply for means-tested economic aid (ndihma ekonomike).
- Example with a monthly gross salary of 80,000 ALL, two children: 80,000 ALL one-off payment.
- Quitting your job: No. If you leave your job voluntarily, you do not get the unemployment benefit.
- Where to apply: Unemployment: register at the regional employment office (AKPA) within 60 days. Maternity and sick pay: through the employer and the ISSH. Baby bonus: at the civil registry when registering the birth.
- Sources: https://issh.gov.al/, https://akpa.gov.al/, https://inspektoriatipunes.gov.al/wp-content/uploads/2026/01/vendim-2025-12-19-776.pdf

### Australia (AUD, salary basis: gross)

Local terms: JobSeeker Payment, Paid Parental Leave, personal leave, Family Tax Benefit, Centrelink.

Unemployment benefit:
- From 20 September 2026 JobSeeker Payment is 833.70 AUD a fortnight for a single person, 892.80 AUD for a single person with a dependent child and 763.00 AUD each for a couple.
- You can earn 150 AUD a fortnight without losing payment. Above that it is reduced by 50 cents per dollar up to 256 AUD and 60 cents per dollar above that.
- There is an income and asset test and usually a one week waiting period, plus a liquid assets waiting period if you have savings.
- Example with a monthly gross salary of 7,500 AUD: 892.80 AUD per fortnight.
Maternity and parental pay:
- Paid Parental Leave is 26 weeks for babies born from 1 July 2026, paid at the national minimum wage of 1,004.70 AUD a week.
- Some weeks are reserved for each parent, and superannuation is now paid on top of Parental Leave Pay.
- You need to meet a work test and earn up to 186,487 AUD a year individually, or 386,525 AUD as a family.
- Example with a monthly gross salary of 7,500 AUD: 1,005 AUD per week, duration 26 weeks (6 months).
Sick pay:
- Full-time employees get 10 days of paid personal or carer's leave a year under the National Employment Standards, paid by the employer at the base rate. Part-timers get it pro rata.
- Casual workers get no paid sick leave.
- There is no government sick pay. People who cannot work can get JobSeeker Payment with a medical certificate.
- Example with a monthly gross salary of 7,500 AUD, 30 days of sick leave: 3,462 AUD in total.
Child benefit:
- Family Tax Benefit Part A pays up to 238.98 AUD a fortnight per child under 13 and 310.94 AUD for children 13 to 19 in secondary school.
- The maximum rate falls by 20 cents per dollar of family income above 69,131 AUD until it reaches the base rate of 77 AUD, and the base rate falls by 30 cents per dollar above 123,078 AUD.
- Family Tax Benefit Part B adds up to 200.34 AUD a fortnight for single parents and families with one main income.
- Example with a monthly gross salary of 7,500 AUD, two children: up to 477.96 AUD per fortnight.
- Quitting your job: If you leave a job voluntarily without a good reason, Centrelink can apply a non-payment period before JobSeeker starts.
- Where to apply: JobSeeker, Paid Parental Leave and Family Tax Benefit: online through myGov with your Centrelink account. Sick leave: your employer.
- Sources: https://www.dss.gov.au/system/files/documents/2026-08/rates-list-20-september-2026.pdf, https://www.servicesaustralia.gov.au/paid-parental-leave-scheme-rate-changes-for-new-financial-year, https://www.servicesaustralia.gov.au/income-and-assets-tests-for-jobseeker-payment, https://www.fairwork.gov.au/leave/sick-and-carers-leave

### Austria (EUR, salary basis: gross)

Local terms: Arbeitslosengeld, AMS, Wochengeld, Kinderbetreuungsgeld, Krankengeld, Familienbeihilfe.

Unemployment benefit:
- First claim: 52 weeks of insurance in the last 24 months, or 26 weeks in 12 months if you are under 25.
- The base amount is 55% of your daily net income, plus a family supplement of about 0.97 EUR a day per dependant. Pay above 6,930 EUR a month is not counted.
- Duration: 20 weeks, 30 weeks with 3 years of insurance in the last 5, 39 weeks from 40 with 6 years in 10, and 52 weeks from 50 with 9 years in 15.
- Example with a monthly gross salary of 3,500 EUR: 1,634 EUR per month, duration 30 weeks (7 months).
Maternity and parental pay:
- Maternity protection lasts 8 weeks before and 8 weeks after the birth. Wochengeld is your average net pay of the last 13 weeks plus a share of special payments, with no ceiling.
- Childcare benefit (Kinderbetreuungsgeld) can be income related, 80% of the Wochengeld between 41.14 and 80.12 EUR a day for up to 365 days, or a flat account from 41.14 EUR a day for 365 days down to 17.65 EUR for 851 days.
- Fathers can take a family time bonus of 54.87 EUR a day for 28 to 31 days after the birth.
- Example with a monthly gross salary of 3,500 EUR: 2,366 EUR per month, duration 12 months.
Sick pay:
- The employer continues full pay for 6 weeks, 8 weeks after one year of service, 10 weeks after 15 years and 12 weeks after 25 years, followed by 4 weeks at half pay.
- After that the ÖGK pays Krankengeld: 50% of your gross pay, rising to 60% from day 43, up to 231 EUR a day as the base.
- Krankengeld is paid for up to 52 weeks, in some cases 78 weeks.
- Example with a monthly gross salary of 3,500 EUR, 30 days of sick leave: 4,083 EUR in total.
Child benefit:
- Familienbeihilfe in 2026 is 138.40 EUR a month for children up to 2, 148 EUR from 3, 171.80 EUR from 10 and 200.40 EUR from 19. Amounts are frozen at the 2025 level.
- On top come a sibling supplement and the child tax credit (Kinderabsetzbetrag) of 70.90 EUR per child a month, paid together.
- In August families get a school start payment of 121.40 EUR per child aged 6 to 15. There is no income test.
- Example with a monthly gross salary of 3,500 EUR, two children: 455 EUR per month.
- Quitting your job: Yes, but if you resign yourself the benefit starts only after 4 weeks. The entitlement itself is not lost.
- Where to apply: Unemployment: register with the AMS on your first day without work, online through eAMS. Wochengeld and Kinderbetreuungsgeld: ÖGK. Familienbeihilfe: usually automatic after the birth, otherwise through FinanzOnline.
- Sources: https://www.oesterreich.gv.at/de/themen/steuern_und_finanzen/unterstuetzungen_beihilfen_und_foerderungen/unterstuetzungen_bzw_beihilfen_fuer_arbeitsuchende_sowie_arbeitgeber/1/1/Seite.3610013, https://www.oesterreich.gv.at/de/themen/familie_und_partnerschaft/familienbeihilfe/Seite.080714.html, https://www.ams.at/, https://www.gesundheitskasse.at/

### Bosnia and Herzegovina (KM, salary basis: net)

Local terms: naknada za nezaposlene, naknada sa biroa, porodiljsko bolovanje, porodiljska naknada, bolovanje, dječiji doplatak, dodatak na djecu.

Unemployment benefit:
- Federation of BiH: you need 8 months of work in the last 18 months. The benefit is a flat 40% of the average net wage in the Federation, about 682 KM a month in 2026, whatever you earned.
- Duration in the Federation: 3 months with up to 5 years of service, 6 months with 5 to 10, 9 with 10 to 15, 12 with 15 to 25, 15 with 25 to 30, 18 with 30 to 35 and 24 months with more than 35 years.
- Republika Srpska: 45% of your own average net pay of the last 3 months, or 50% with more than 15 years of service, with a floor and a ceiling. You apply to the Zavod za zapošljavanje RS within 30 days.
- Example with a monthly net salary of 1,500 KM: 682.40 KM per month, duration 9 months.
Maternity and parental pay:
- Leave lasts 12 months, or 18 months for twins and for the third and every further child, and can start 28 days before the birth.
- Federation of BiH: the benefit is set by the canton. In Sarajevo Canton an employed mother receives 1,261 KM a month in 2026, and an unemployed mother receives federal support of 55% of the minimum wage, about 565 KM.
- Republika Srpska: an employed mother receives 100% of her average pay of the last 12 months, refunded by the Javni fond za dječiju zaštitu. An unemployed mother receives a maternity allowance of 405 KM a month.
- Example with a monthly net salary of 1,500 KM: 1,261 KM per month, duration 12 months.
Sick pay:
- Federation of BiH: the employer pays the first 42 days, at least 80% of your average net pay. After that the cantonal health insurance institute refunds the employer.
- Republika Srpska: the employer pays the first 30 days, after that the Health Insurance Fund of RS refunds 70% of net pay.
- Work injury, occupational disease, pregnancy complications and organ donation are paid at 100% in both entities.
- Example with a monthly net salary of 1,500 KM, 30 days of sick leave: 1,200 KM in total.
Child benefit:
- Federation of BiH: child allowance is 19% of the minimum wage, about 195 KM per child a month, for families whose income per member is below about 411 KM. Several cantons add their own payments.
- Republika Srpska: the allowance for the first, second and fourth child is about 117 KM a month and for the third child about 169 KM, with a strict income limit per family member.
- Many cantons and municipalities also pay one-off grants for newborns, often 500 to 1,000 KM.
- Example with a monthly net salary of 1,500 KM, two children: up to 390.26 KM per month.
- Quitting your job: In both entities you get no unemployment benefit if you resign or agree to leave without a justified reason, or if you were dismissed through your own fault. Harassment or unsafe work can count as a justified reason.
- Where to apply: Unemployment: the cantonal employment service in the Federation (for example JU Služba za zapošljavanje Kantona Sarajevo) or the Zavod za zapošljavanje RS, within 30 days. Maternity benefit: the cantonal social welfare ministry or the Javni fond za dječiju zaštitu RS. Child allowance: the social welfare centre (centar za socijalni rad).
- Sources: https://szks.ba/materijalna-i-socijalna-sigurnost/, https://bhas.gov.ba/, https://www.zzzrs.net/, https://www.djecijazastitars.org/

### Canada (CAD, salary basis: gross)

Local terms: EI regular benefits, EI maternity benefits, EI parental benefits, EI sickness benefits, Canada Child Benefit.

Unemployment benefit:
- EI regular benefits pay 55% of your average insurable weekly earnings, up to 729 CAD a week in 2026, based on maximum insurable earnings of 68,900 CAD.
- You need 420 to 700 insured hours, depending on the unemployment rate in your region. Benefits last 14 to 45 weeks.
- There is one unpaid waiting week. Low income families with children can get a family supplement of up to 80%.
- Example with a monthly gross salary of 5,500 CAD: 698.08 CAD per week, duration 36 weeks (8 months).
Maternity and parental pay:
- EI maternity benefits pay 55% of earnings, up to 729 CAD a week, for 15 weeks.
- Parents then choose standard parental benefits, 35 weeks at 55% (40 weeks if shared), or extended parental benefits, 61 weeks at 33% up to about 437 CAD a week (69 weeks if shared).
- You need 600 insured hours. In Quebec the QPIP replaces EI maternity and parental benefits.
- Example with a monthly gross salary of 5,500 CAD: 698.08 CAD per week, duration 50 weeks (12 months).
Sick pay:
- EI sickness benefits pay 55% of earnings, up to 729 CAD a week, for up to 26 weeks, after one waiting week. You need 600 insured hours.
- Paid sick days from the employer are set by each province. Federally regulated employers must give 10 paid sick days.
- Some employers have short-term disability plans that pay more.
- Example with a monthly gross salary of 5,500 CAD, 30 days of sick leave: 2,294 CAD in total.
Child benefit:
- The Canada Child Benefit from July 2026 to June 2027 is up to 8,157 CAD a year per child under 6 and 6,883 CAD per child aged 6 to 17.
- It is reduced when adjusted family net income is above 38,237 CAD: by 7% of the income above that for one child, 13.5% for two, 19% for three and 23% for four or more.
- Above 82,847 CAD the reduction rate falls to 3.2% to 9.5%. It is paid monthly and is not taxable.
- Example with a monthly gross salary of 5,500 CAD, two children: up to 1,147 CAD per month.
- Quitting your job: If you quit without just cause, you are usually not entitled to EI regular benefits. Just cause includes harassment, unsafe conditions or following a spouse to another place.
- Where to apply: Apply for EI online at Service Canada as soon as you stop working, with your Record of Employment. Canada Child Benefit: through the birth registration or My Account at the CRA.
- Sources: https://www.canada.ca/en/services/benefits/ei/ei-regular-benefit/benefit-amount.html, https://www.canada.ca/en/employment-social-development/programs/ei/ei-list/ei-employers/premium-reduction-program/2026-maximum-insurable-earnings.html, https://www.canada.ca/en/revenue-agency/services/child-family-benefits/canada-child-benefit-overview.html

### Croatia (EUR, salary basis: gross)

Local terms: naknada za nezaposlene, HZZ naknada, rodiljni dopust, roditeljski dopust, bolovanje, doplatak za djecu.

Unemployment benefit:
- You need 9 months of work in the last 24 months, or 6 months if you are under 30. The benefit is not taxed.
- It is 60% of your average gross pay of the last 3 months for the first 90 days, 35% for the next 90 days and 30% after that, with ceilings of about 1,014, 579 and 507 EUR a month and a floor of about 420 EUR.
- Duration grows with your years of work: 90 days up to 2 years, then 30 more days for each year up to 360 days with 10 years, and up to 450 days with more than 25 years.
- Example with a monthly gross salary of 1,900 EUR: 1,014 EUR per month, duration 360 days (12 months).
Maternity and parental pay:
- Maternity leave runs from 28 days before the birth until the baby is 6 months old and is paid at 100% of salary, with no ceiling.
- Parental leave lasts 8 months for the first or second child (4 months for each parent) and 30 months for twins and the third child. It is paid at 100% of salary up to 3,001.79 EUR a month for the first 6 or 8 months, with a minimum of 701.89 EUR.
- Fathers get 20 working days of paid paternity leave at 100% of salary. Parents who are not employed receive 503.24 EUR a month.
- Example with a monthly gross salary of 1,900 EUR: 1,900 EUR per month, duration 14 months.
Sick pay:
- The employer pays the first 42 days, at least 70% of your average pay of the last 6 months.
- From day 43 the HZZO pays 70%, between 353.15 and 995.45 EUR a month.
- Work injury, occupational disease and care of a sick child under 7 are paid at 100% from the first day.
- Example with a monthly gross salary of 1,900 EUR, 30 days of sick leave: 1,330 EUR in total.
Child benefit:
- Child benefit (doplatak za djecu) is income tested: the household income per member must be below 618.02 EUR a month.
- The amount per child is between 30.90 and 61.80 EUR a month, depending on income. The third and fourth child get 66.36 EUR more each.
- Single parents receive 15% more. The benefit is paid until the end of secondary school, at most until 19.
- Example with a monthly gross salary of 1,900 EUR, two children: up to 123.60 EUR per month.
- Quitting your job: Generally no. If you resign or agree to a mutual termination, you have no right to HZZ benefit, except in limited cases such as an extraordinary resignation caused by the employer or moving with a spouse.
- Where to apply: Unemployment: register with the HZZ and apply within 30 days, online through e-Građani or at the office. Maternity and parental pay: HZZO. Child benefit: HZMO.
- Sources: https://www.hzz.hr/, https://www.zakon.hr/z/1751/zakon-o-trzistu-rada, https://hzzo.hr/, https://www.zakon.hr/z/475/zakon-o-doplatku-za-djecu

### France (EUR, salary basis: gross)

Local terms: allocation chômage, ARE, congé maternité, congé paternité, arrêt maladie, indemnités journalières, allocations familiales.

Unemployment benefit:
- You need 6 months of work (130 days or 910 hours) in the last 24 months, or 36 months from 55.
- The daily allowance is the higher of 40.4% of your daily reference salary plus 13.18 EUR, or 57% of it, at least 32.13 EUR and at most 75% of the reference salary. High allowances for people under 55 fall by 30% after 6 months.
- Duration is 0.75 days per day worked: at least 6 months, at most 18 months under 55, 22.5 months at 55 and 56, and 27 months from 57. After a rupture conventionnelle signed from September 2026 the maximum is shorter.
- Example with a monthly gross salary of 3,000 EUR: 1,710 EUR per month, duration 548 days (18 months).
Maternity and parental pay:
- Maternity leave lasts 16 weeks for the first and second child (6 before, 10 after the birth) and 26 weeks from the third child.
- The daily allowance is your average gross pay of the last 3 months, capped at 4,005 EUR a month, minus 21%, divided by 91.25. The maximum is 104.02 EUR a day.
- Fathers get 28 days (25 days of paternity leave plus 3 days of birth leave). Since July 2026 each parent can also take a new birth leave of 1 to 2 months, paid at 70% then 60%.
- Example with a monthly gross salary of 3,000 EUR: 2,370 EUR per month, duration 16 weeks.
Sick pay:
- There are 3 waiting days. From day 4 the CPAM pays 50% of your daily pay, at most 41.95 EUR a day from 2026.
- With at least one year of service the employer tops up to 90% of gross pay for 30 days and then 66.66% for 30 days, after 7 days, unless the collective agreement is better.
- Work accidents are paid from the first day at higher rates.
- Example with a monthly gross salary of 3,000 EUR, 30 days of sick leave: 2,238 EUR in total.
Child benefit:
- Family allowances start with the second child: 152.25 EUR a month for 2 children and 347.32 EUR for 3 children, if income is below 79,980 EUR a year for 2 children.
- Above that the amounts are halved, and above 106,604 EUR they are a quarter. The limits rise by 6,664 EUR per extra child.
- Children over 14 add an age supplement. Income is the net taxable income of two years earlier.
- Example with a monthly gross salary of 3,000 EUR, two children: up to 152.25 EUR per month.
- Quitting your job: Generally no. A resignation does not give a right to ARE unless it is considered legitimate, for example to follow a spouse. You can ask France Travail to review your case after 121 days. A rupture conventionnelle does give rights.
- Where to apply: Unemployment: register with France Travail online. Maternity, paternity and sick pay: through the employer and ameli. Family allowances: the CAF, usually automatic after the second birth.
- Sources: https://www.unedic.org/actualites/allocations-dassurance-chomage-pas-de-revalorisation-au-1er-juillet-2026, https://www.unedic.org/actualites/assurance-chomage-ce-qui-change-le-1er-septembre-2026, https://www.caf.fr/professionnels/offres-et-services/accompagnement-des-allocataires/bareme-allocations-familiales, https://www.ameli.fr/

### Germany (EUR, salary basis: gross)

Local terms: Arbeitslosengeld, ALG 1, Elterngeld, Mutterschaftsgeld, Krankengeld, Lohnfortzahlung, Kindergeld.

Unemployment benefit:
- You need at least 12 months of insurance in the last 30 months. The benefit is 60% of your flat-rate net pay, or 67% if you have a child. It is tax free, but it raises the tax rate on your other income.
- Pay above the contribution ceiling of 8,450 EUR a month in 2026 is not counted, so the maximum is roughly 3,000 to 3,600 EUR a month.
- Duration: 6 months after 12 months of insurance, 12 months after 24 months. From 50 it can be 15 months, from 55 it is 18 months and from 58 it is 24 months.
- Example with a monthly gross salary of 4,300 EUR: 1,853 EUR per month, duration 12 months.
Maternity and parental pay:
- Maternity protection (Mutterschutz) lasts 6 weeks before and 8 weeks after the birth. You keep your full net pay: the health insurer pays up to 13 EUR a day and the employer pays the rest.
- Elterngeld is 65% to 67% of your net income before the birth, at least 300 EUR and at most 1,800 EUR a month, for 12 months plus 2 partner months. Low earners get up to 100%.
- ElterngeldPlus pays half the amount for twice as long. Families with taxable income above 175,000 EUR receive no Elterngeld.
- Example with a monthly gross salary of 4,300 EUR: 1,798 EUR per month, duration 12 months.
Sick pay:
- The employer pays your full salary for the first 6 weeks (Entgeltfortzahlung).
- After that the health insurer pays Krankengeld: 70% of your gross pay, at most 90% of your net pay, up to 135.63 EUR a day in 2026. Pension, unemployment and care contributions are deducted.
- Krankengeld is paid for up to 78 weeks for the same illness within 3 years.
- Example with a monthly gross salary of 4,300 EUR, 30 days of sick leave: 2,766 EUR in total.
Child benefit:
- Kindergeld is 259 EUR a month for every child in 2026, with no income test.
- It is paid until 18, and until 25 if the child is in training or studying.
- Low income families can also get Kinderzuschlag of up to 297 EUR per child a month. For high earners the tax office applies the child allowance instead if it is better.
- Example with a monthly gross salary of 4,300 EUR, two children: 518 EUR per month.
- Quitting your job: You can get it, but usually only after a blocking period (Sperrzeit) of 12 weeks, and the total entitlement is cut by at least a quarter. An important reason, such as health problems or harassment, can avoid this.
- Where to apply: Register as a jobseeker with the Agentur für Arbeit no later than 3 months before the job ends, or within 3 days if you learn later, then apply for Arbeitslosengeld online. Elterngeld: the Elterngeldstelle of your state. Kindergeld: the Familienkasse.
- Sources: https://www.arbeitsagentur.de/arbeitslos-arbeit-finden/arbeitslosengeld, https://familienportal.de/familienportal/familienleistungen/elterngeld, https://www.arbeitsagentur.de/familie-und-kinder/kindergeld, https://www.bundesgesundheitsministerium.de/krankengeld.html

### Ireland (EUR, salary basis: gross)

Local terms: Jobseeker's Benefit, Jobseeker's Pay-Related Benefit, Maternity Benefit, Illness Benefit, statutory sick pay, Child Benefit.

Unemployment benefit:
- Since March 2025 people who lose their job after at least 2 years of PRSI contributions get Jobseeker's Pay-Related Benefit: with 5 years or more, 60% of previous weekly earnings up to 450 EUR for 13 weeks, then 55% up to 375 EUR, then 50% up to 300 EUR, for 39 weeks in total.
- With 2 to 5 years of contributions it is 50% of earnings up to 300 EUR a week for 26 weeks. The minimum is 125 EUR a week.
- The older flat Jobseeker's Benefit is up to 254 EUR a week, with extra for a qualified adult and 58 to 78 EUR per child. There are 3 unpaid waiting days.
- Example with a monthly gross salary of 4,500 EUR: 450 EUR per week, duration 39 weeks (9 months).
Maternity and parental pay:
- Maternity Benefit is 299 EUR a week for 26 weeks in 2026. It is a flat rate, not linked to your salary, and some employers top it up.
- Fathers and partners get 2 weeks of Paternity Benefit at 299 EUR a week.
- Each parent can take 9 weeks of Parent's Benefit at 299 EUR a week within 2 years of the birth.
- Example with a monthly gross salary of 4,500 EUR: 299 EUR per week, duration 26 weeks (6 months).
Sick pay:
- Employers must pay statutory sick leave for 5 days a year in 2026, at 70% of your normal daily pay up to 110 EUR a day, after 13 weeks of service.
- After that you can claim Illness Benefit from the Department of Social Protection, up to 254 EUR a week, after 6 waiting days.
- Illness Benefit is paid for up to 2 years with 260 contributions, or 1 year with fewer.
- Example with a monthly gross salary of 4,500 EUR, 30 days of sick leave: 1,354 EUR in total.
Child benefit:
- Child Benefit is 140 EUR a month for every child, with no means test.
- Twins are paid one and a half times the rate per child, and triplets or more double.
- It is paid until 16, or until 18 if the child is in full-time education or has a disability.
- Example with a monthly gross salary of 4,500 EUR, two children: 280 EUR per month.
- Quitting your job: If you leave your job voluntarily without good reason, you can be disqualified from Jobseeker's Benefit for up to 9 weeks.
- Where to apply: Apply online at MyWelfare.ie or at your local Intreo centre. Maternity Benefit: apply 6 weeks before your leave. Child Benefit is usually set up automatically after the birth registration.
- Sources: https://www.citizensinformation.ie/en/social-welfare/unemployed-people/jobseekers-benefit/, https://www.gov.ie/jprb, https://www.gov.ie/en/department-of-social-protection/publications/budget-2026

### Italy (EUR, salary basis: gross)

Local terms: NASpI, disoccupazione, maternità obbligatoria, congedo parentale, indennità di malattia, Assegno Unico.

Unemployment benefit:
- You need involuntary job loss and at least 13 weeks of contributions in the last 4 years.
- NASpI is 75% of your average monthly pay up to 1,456.72 EUR, plus 25% of the part above, at most 1,584.70 EUR a month in 2026. It falls by 3% a month from the sixth month, or from the eighth if you are 55 or older.
- It is paid for half the weeks of contributions of the last 4 years, at most 24 months. It is taxable.
- Example with a monthly gross salary of 2,400 EUR: 1,328 EUR per month, duration 24 months.
Maternity and parental pay:
- Compulsory maternity leave lasts 5 months, usually 2 before and 3 after the birth, paid at 80% of salary by INPS. Many collective agreements top it up to 100%.
- Fathers get 10 working days of paternity leave at 100%.
- Parental leave: 3 months at 80% and 6 more months at 30%, shared between parents, until the child is 6. The age limit for unpaid leave rises to 14 from 2026.
- Example with a monthly gross salary of 2,400 EUR: 1,920 EUR per month, duration 5 months.
Sick pay:
- The first 3 days of sick leave are not paid by INPS, the employer usually pays them under the collective agreement.
- From day 4 to day 20 INPS pays 50% of average daily pay, and from day 21 to 180 66.66%. The employer advances the payment.
- At most 180 days per calendar year are paid.
- Example with a monthly gross salary of 2,400 EUR, 30 days of sick leave: 1,453 EUR in total.
Child benefit:
- The Assegno Unico is paid for each child from the seventh month of pregnancy until 21. In 2026 it is 203.80 EUR a month per minor child with an ISEE up to 17,468.51 EUR.
- It falls gradually to 58.30 EUR with an ISEE of 46,582.71 EUR or more, or if you do not present an ISEE.
- Children under 1 get 50% more, and families with 4 or more children get a flat 150 EUR more a month.
- Example with a monthly gross salary of 2,400 EUR, two children: up to 407.60 EUR per month.
- Quitting your job: No, unless you resign for just cause (giusta causa), for example unpaid wages, or the contract ends by mutual agreement in a protected procedure.
- Where to apply: NASpI: online at INPS within 68 days of the end of the job. Maternity and parental leave: INPS online before the leave. Assegno Unico: INPS online, with an up to date ISEE.
- Sources: https://www.inps.it/it/it/dettaglio-scheda.schede-servizio-strumento.schede-servizi.naspi-indennit-mensile-di-disoccupazione-50605.naspi-indennit-mensile-di-disoccupazione.html, https://www.inps.it/it/it/dettaglio-scheda.schede-servizio-strumento.schede-servizi.assegno-unico-e-universale-per-i-figli-a-carico-55984.assegno-unico-e-universale-per-i-figli-a-carico.html, https://www.inps.it/

### Netherlands (EUR, salary basis: gross)

Local terms: WW-uitkering, zwangerschapsverlof, geboorteverlof, betaald ouderschapsverlof, ziekte loondoorbetaling, kinderbijslag.

Unemployment benefit:
- You need to have worked at least 26 of the last 36 weeks. You get nothing if you resign yourself or lose your job through your own fault.
- WW is 75% of your daily wage for the first 2 months and 70% after that. The daily wage is capped at 304.25 EUR in 2026, about 4,963 EUR a month at 75%.
- Duration: 3 months, plus one month per year of work history up to 10 years and half a month per year after that, at most 24 months.
- Example with a monthly gross salary of 4,000 EUR: 3,240 EUR per month, duration 10 months.
Maternity and parental pay:
- Pregnancy and maternity leave lasts at least 16 weeks and is paid at 100% of your daily wage, up to 304.25 EUR a day.
- Partners get 1 week of birth leave at full pay from the employer and up to 5 more weeks at 70% from the UWV.
- Each parent can take 9 weeks of paid parental leave at 70% in the child's first year, as part of 26 weeks of parental leave.
- Example with a monthly gross salary of 4,000 EUR: 4,320 EUR per month, duration 16 weeks.
Sick pay:
- The employer pays at least 70% of your salary for up to 104 weeks, and in the first year never less than the minimum wage.
- Many collective agreements pay 100% in the first year and 70% to 85% in the second year. A contract can include up to 2 waiting days.
- After 2 years you can apply for a WIA benefit at the UWV.
- Example with a monthly gross salary of 4,000 EUR, 30 days of sick leave: 2,762 EUR in total.
Child benefit:
- Kinderbijslag is paid per quarter for each child under 18, with no income test.
- From 1 July 2026 it is 298.40 EUR per quarter for children up to 5, 362.35 EUR from 6 to 11 and 426.29 EUR from 12 to 17.
- Families with a lower income can also get the kindgebonden budget from the Belastingdienst.
- Example with a monthly gross salary of 4,000 EUR, two children: 241.57 EUR per month.
- Quitting your job: Usually no. If you resign yourself or are dismissed through your own fault (verwijtbaar werkloos), you get no WW. Always have a settlement agreement checked before you sign.
- Where to apply: WW: online at the UWV within a week after your last working day. Pregnancy leave: through the employer. Kinderbijslag: the SVB, usually automatically after the birth registration.
- Sources: https://www.rijksoverheid.nl/onderwerpen/ww-uitkering/vraag-en-antwoord/hoe-lang-heb-ik-recht-op-een-ww-uitkering, https://www.uwv.nl/, https://www.svb.nl/nl/kinderbijslag

### North Macedonia (MKD, salary basis: net)

Local terms: паричен надоместок за невработени, породилно отсуство, боледување, детски додаток.

Unemployment benefit:
- You need 9 months of continuous insurance, or 12 months with breaks in the last 18 months.
- The benefit is 50% of your average net pay of the last 24 months, capped at 80% of the national average net wage, about 37,600 MKD. After 12 months it falls to 40%.
- Duration goes from 1 month with 9 to 18 months of insurance up to 12 months with more than 25 years. People within 18 months of retirement with 15 years of insurance are paid until they retire.
- Example with a monthly net salary of 47,000 MKD: 23,500 MKD per month, duration 6 months.
Maternity and parental pay:
- Maternity leave lasts 9 months, or 15 months for twins and more, and can start 45 days before the birth.
- It is paid at 100% of your average salary of the last 12 months by the FZO, from the first day. You need 6 months of continuous insurance.
- The father can take the leave if the mother does not. Parents can also take 3 months of unpaid parental leave until the child is 3.
- Example with a monthly net salary of 47,000 MKD: 47,000 MKD per month, duration 9 months.
Sick pay:
- The employer pays the first 30 days, after that the FZO.
- The general rate is 70% of your average salary, 85% for malignant disease.
- Work injury, occupational disease, pregnancy and donations are paid at 100%.
- Example with a monthly net salary of 47,000 MKD, 30 days of sick leave: 32,900 MKD in total.
Child benefit:
- Child benefit (detski dodatok) is income tested and paid for children under 18 in regular education.
- It is 1,362 MKD a month for one school-age child and 2,178 MKD for two or more, or 1,634 and 2,568 MKD for pre-school children.
- The household income limit starts at 6,800 MKD and grows with the number of family members.
- Example with a monthly net salary of 47,000 MKD, two children: up to 2,178 MKD per month.
- Quitting your job: No. A written resignation, a mutual termination or a disciplinary dismissal means no unemployment benefit, except a resignation because of marriage or a spouse's move.
- Where to apply: Unemployment: at the Employment Service Agency within 30 days. Maternity and sick pay: through the employer, paid by the FZO. Child benefit: at the social work centre.
- Sources: https://av.gov.mk/, https://fzo.org.mk/nadomestok-na-plata, https://www.mtsp.gov.mk/

### Poland (PLN, salary basis: gross)

Local terms: zasiłek dla bezrobotnych, zasiłek macierzyński, urlop rodzicielski, L4, zasiłek chorobowy, 800 plus.

Unemployment benefit:
- You need at least 365 days of work in the 18 months before registering, paid at least the minimum wage. The benefit does not depend on your salary.
- From 1 June 2026 it is 1,783.90 PLN gross for the first 90 days and 1,400.90 PLN after that, with 5 to 20 years of work. With less than 5 years you get 80% and with more than 20 years 120%.
- It is paid for 180 days, or 365 days for parents of a child under 18, people over 50 with 20 years of work and some other groups.
- Example with a monthly gross salary of 9,000 PLN: 1,784 PLN per month, duration 365 days (12 months).
Maternity and parental pay:
- Maternity leave lasts 20 weeks for one child and is paid at 100%. Parental leave adds 41 weeks, of which 9 weeks are reserved for each parent, paid at 70%.
- You can instead choose 81.5% for the whole period if you apply within 21 days after the birth. The base is your average gross pay of 12 months minus 13.71% social contributions.
- Fathers get 2 weeks of paternity leave at 100% until the child is 12 months old. Parents without insurance receive 1,000 PLN a month.
- Example with a monthly gross salary of 9,000 PLN: 6,329 PLN per month, duration 61 weeks (14 months).
Sick pay:
- The employer pays sick pay for the first 33 days a year, or 14 days if you are 50 or older. After that ZUS pays.
- The standard rate is 80% of your average pay of 12 months after social contributions, 70% in hospital and 100% for pregnancy and work accidents.
- Sick pay is paid for up to 182 days, or 270 days for pregnancy and tuberculosis.
- Example with a monthly gross salary of 9,000 PLN, 30 days of sick leave: 6,213 PLN in total.
Child benefit:
- 800 plus is 800 PLN a month for every child under 18, with no income test.
- It is paid by ZUS and you apply online through PUE ZUS, a bank or mObywatel.
- There are also means-tested family allowances (zasiłek rodzinny) and the aktywny rodzic programme for children aged 12 to 35 months.
- Example with a monthly gross salary of 9,000 PLN, two children: 1,600 PLN per month.
- Quitting your job: If you end the contract yourself or agree to a mutual termination without a valid reason, the benefit starts only after 90 days, and under the new 2025 law it may not be paid at all.
- Where to apply: Unemployment: register at the county labour office (PUP) or online through praca.gov.pl. Maternity and sick pay: through the employer or ZUS. 800 plus: online through ZUS, a bank or mObywatel.
- Sources: https://zielonalinia.gov.pl/zasilek-dla-bezrobotnych-wysokosc-swiadczenia-od-czerwca-2026-r/, https://www.zus.pl/, https://www.gov.pl/web/rodzina/rodzina-800-plus

### Serbia (RSD, salary basis: gross)

Local terms: naknada sa biroa, novčana naknada za nezaposlene, porodiljsko odsustvo, porodiljska naknada, bolovanje, dečiji dodatak.

Unemployment benefit:
- You need 12 months of insurance in the last 18 months, and the job must have ended through no fault of your own, for example redundancy or the end of a fixed-term contract.
- The amount depends on your salary compared with the national average. From 1 February 2026 the monthly benefit is between 33,745 and 78,226 RSD gross. Pension and health contributions are deducted, so the net amount is about two thirds of that.
- Duration: 3 months with 1 to 5 years of insurance, 6 months with 5 to 15, 9 months with 15 to 25 and 12 months with more than 25 years. Up to 24 months if you are within 2 years of retirement.
- Example with a monthly gross salary of 160,000 RSD: 45,214 RSD per month, duration 6 months.
Maternity and parental pay:
- Maternity leave starts 28 to 45 days before the birth and, together with child-care leave, lasts 365 days. For the third and every further child it lasts 2 years.
- The benefit is 100% of the average contribution base of the 18 months before the leave, capped at five times the national average salary.
- The father can take the leave only if the mother cannot. At birth fathers usually get 5 paid working days from the employer.
- Example with a monthly gross salary of 160,000 RSD: 160,000 RSD per month, duration 12 months.
Sick pay:
- The employer pays the first 30 days, after that the RFZO pays.
- The rate is 65% of your average salary of the 12 months before the illness, and never less than the minimum wage.
- Work injury, occupational disease, pregnancy complications and organ donation are paid at 100%.
- Example with a monthly gross salary of 160,000 RSD, 30 days of sick leave: 104,000 RSD in total.
Child benefit:
- Child allowance (dečiji dodatak) is 4,530.64 RSD per child a month from 1 July 2026, for the first four children.
- It is income tested: the average net income per family member must be below 18,468 RSD, or 24,008.40 RSD for a single parent.
- Single parents receive 30% more and children with a disability 50% more. Amounts are indexed every January and July.
- Example with a monthly gross salary of 160,000 RSD, two children: up to 9,061 RSD per month.
- Quitting your job: No. If you resign or are dismissed through your own fault, you have no right to unemployment benefit in Serbia. A mutual termination agreement also usually means no benefit.
- Where to apply: Unemployment: at the National Employment Service (NSZ) within 30 days of the end of insurance. Maternity and child-care pay: through the employer, paid by the ministry. Child allowance: at the social welfare centre or through the eUprava portal.
- Sources: https://www.nsz.gov.rs/, https://www.rfzo.rs/, https://www.minbpd.gov.rs/, https://www.cekos.rs/nominalni-iznosi-decijeg-dodatka-i-cenzusa-sa-ostvarivanje-prava-na-deciji-dodatak-od-1-jula-2026-godine

### Slovenia (EUR, salary basis: gross)

Local terms: denarno nadomestilo za brezposelnost, materinski dopust, starševski dopust, bolniška, otroški dodatek.

Unemployment benefit:
- You need 10 months of insurance in the last 24 months, or 6 months if you are under 30, and you must apply within 30 days.
- The benefit is 80% of your average gross pay of the last 8 months for the first 3 months, then 60% and after a year 50%. Since 2026 it is never less than 1,037.32 EUR and at most 1,926.44 EUR in the first 3 months, with lower ceilings later.
- Duration: 3 months with up to 5 years of insurance, 6 months with 5 to 15, 9 with 15 to 25 and 12 with more than 25 years. Over 50 with 25 years it is 19 months, over 55 it is 25 months.
- Example with a monthly gross salary of 2,600 EUR: 1,926 EUR per month, duration 6 months.
Maternity and parental pay:
- Maternity leave lasts 105 days and is paid at 100% of your average pay of the last 12 months, with no ceiling.
- Each parent has 160 days of parental leave, 60 of which cannot be transferred. It is paid at 100%, capped at 2.5 times the average wage. Fathers also get 15 days of paternity leave.
- Parents without insurance receive a parental allowance of 507.43 EUR a month for 365 days, and every family receives a birth grant of 441.60 EUR.
- Example with a monthly gross salary of 2,600 EUR: 2,600 EUR per month, duration 9 months.
Sick pay:
- The employer pays the first 30 working days, after that the ZZZS.
- Illness is paid at 80% of your average pay of the previous year, and 90% after 90 days. Injuries outside work are paid at 70%.
- Work injury and occupational disease are paid at 100%.
- Example with a monthly gross salary of 2,600 EUR, 30 days of sick leave: 2,080 EUR in total.
Child benefit:
- Child benefit (otroški dodatek) is income tested in 8 classes based on the net income per family member.
- For a child in primary school it is between 25.70 and 177.24 EUR a month, depending on the class and on whether it is the first, second or third child.
- Single parents receive 30% more. Families with income per member above 1,328.28 EUR receive nothing.
- Example with a monthly gross salary of 2,600 EUR, two children: up to 310.14 EUR per month.
- Quitting your job: Generally no. If you resign or end the contract by agreement without a valid reason, you do not get the unemployment benefit.
- Where to apply: Unemployment: register with the Employment Service (ZRSZ) and apply within 30 days, online through eUprava. Parental benefits and child benefit: the social work centre (CSD) or eUprava.
- Sources: https://www.ess.gov.si/, https://www.gov.si/teme/pravice-ob-rojstvu-otroka/, https://www.gov.si/teme/otroski-dodatek/, https://www.zzzs.si/

### Spain (EUR, salary basis: gross)

Local terms: paro, prestación por desempleo, baja por maternidad, permiso por nacimiento, baja por enfermedad, ayuda por hijo.

Unemployment benefit:
- You need at least 360 days of contributions in the last 6 years and must be legally unemployed. A voluntary resignation gives no right to paro.
- The benefit is 70% of your average contribution base of the last 180 days for the first 6 months, then 60%. In 2026 it is at least 560 EUR (749 EUR with children) and at most 1,225 EUR, or 1,400 EUR with one child and 1,575 EUR with two or more.
- Duration: 120 days with 360 days of contributions, then 60 more days for each 180 days, up to 720 days (2 years) with 6 years.
- Example with a monthly gross salary of 2,300 EUR: 1,400 EUR per month, duration 720 days (24 months).
Maternity and parental pay:
- Since 2025 each parent has 19 weeks of birth and childcare leave, or 32 weeks for single parents. The first 6 weeks after the birth are compulsory.
- It is paid at 100% of your contribution base, at most 170.04 EUR a day in 2026, and is tax free.
- The 8 weeks of parental leave until the child is 8 are currently unpaid.
- Example with a monthly gross salary of 2,300 EUR: 2,300 EUR per month, duration 19 weeks.
Sick pay:
- The first 3 days of sick leave are not paid by law, although many collective agreements pay them.
- From day 4 to day 20 you get 60% of your contribution base, from day 21 75%. The employer pays days 4 to 15, then Social Security.
- Work accidents and occupational diseases are paid at 75% from the day after.
- Example with a monthly gross salary of 2,300 EUR, 30 days of sick leave: 1,357 EUR in total.
Child benefit:
- There is no universal child benefit. The child support supplement (complemento de ayuda para la infancia) pays 115 EUR a month per child under 3, 80.50 EUR from 3 to 6 and 57.50 EUR from 6 to 18.
- It depends on household income, for example up to about 3,755 EUR a month for two adults with two children, and on assets.
- Working mothers of children under 3 can also get a tax credit of up to 100 EUR a month per child.
- Example with a monthly gross salary of 2,300 EUR, two children: up to 115 EUR per month.
- Quitting your job: No. A voluntary resignation (baja voluntaria) does not give a right to paro. Dismissal, the end of a temporary contract or some justified resignations do.
- Where to apply: Unemployment: SEPE, within 15 working days of the end of the contract, online or with an appointment. Birth benefit: Social Security online. Child supplement: through the IMV application at Social Security.
- Sources: https://www.sepe.es/, https://www.seg-social.es/, https://www.seg-social.es/wps/portal/wss/internet/Trabajadores/CotizacionRecaudacionTrabajadores/10721/10957/583

### Sweden (SEK, salary basis: gross)

Local terms: a-kassa, arbetslöshetsersättning, föräldrapenning, sjuklön, sjukpenning, barnbidrag.

Unemployment benefit:
- Under the rules in force since October 2025 you need an income of at least 120,000 SEK in a 12 month period, with at least 11,000 SEK in at least 4 months.
- With 12 months of a-kassa membership you get 80% of your income, capped at 34,000 SEK a month, so at most 27,200 SEK. After 100 days it falls to 70% and after 200 days to 65%. Without membership you get only the basic level.
- The benefit lasts up to 300 days, paid as 22 days a month, after 2 waiting days. It is taxable.
- Example with a monthly gross salary of 40,000 SEK: 27,200 SEK per month, duration 300 days (10 months).
Maternity and parental pay:
- Parents share 480 days of föräldrapenning per child, 90 of them reserved for each parent.
- 390 days are paid at about 80% of your income, at most 1,259 SEK a day and at least 250 SEK in 2026. The other 90 days pay 180 SEK a day.
- The other parent gets 10 extra days at birth. Many collective agreements add about 10% on top.
- Example with a monthly gross salary of 40,000 SEK: 30,615 SEK per month, duration 480 days (16 months).
Sick pay:
- The employer pays sick pay (sjuklön) of 80% for days 1 to 14, minus a waiting-day deduction of 20% of a week's sick pay.
- From day 15 Försäkringskassan pays sjukpenning of about 80% of your income, at most 1,259 SEK a day in 2026.
- After one year the rate falls to about 75%.
- Example with a monthly gross salary of 40,000 SEK, 30 days of sick leave: 29,584 SEK in total.
Child benefit:
- Barnbidrag is 1,250 SEK a month per child until 16, with no income test.
- Families with two or more children get a large family supplement: 150 SEK for 2 children, 730 SEK for 3, 1,740 SEK for 4 and 2,990 SEK for 5.
- From 16 the child receives study allowance instead if in school.
- Example with a monthly gross salary of 40,000 SEK, two children: 2,650 SEK per month.
- Quitting your job: If you resign without an acceptable reason, you are suspended from benefit for 45 days.
- Where to apply: Register with Arbetsförmedlingen on your first day without work, then apply to your a-kassa. Föräldrapenning and sjukpenning: Försäkringskassan online. Barnbidrag is paid automatically.
- Sources: https://www.forsakringskassan.se/privatperson/e-tjanster-blanketter-och-informationsmaterial/aktuella-belopp, https://www.iaf.se/lag-ratt/ny-arbetsloshetsforsakring-fran-1-oktober/, https://arbetsformedlingen.se/

### Switzerland (CHF, salary basis: gross)

Local terms: Arbeitslosenentschädigung, Arbeitslosengeld Schweiz, Mutterschaftsentschädigung, Vaterschaftsurlaub, Krankentaggeld, Kinderzulage.

Unemployment benefit:
- You need at least 12 contribution months in the last 2 years. The daily allowance is 70% of your insured salary, or 80% if you support children, earn up to 3,797 CHF a month or receive a disability pension.
- The insured salary is capped at 12,350 CHF a month. Benefits are paid as 5 daily allowances a week, about 21.7 a month, and they are taxable.
- Duration: 260 daily allowances with 12 contribution months, 400 with 18 months, 520 from age 55 with 22 months, and 200 if you are under 25 without children.
- Example with a monthly gross salary of 7,000 CHF: 5,600 CHF per month, duration 400 days (13 months).
Maternity and parental pay:
- Maternity pay is 80% of your average earnings for 14 weeks (98 days), at most 220 CHF a day. Some cantons, such as Geneva, give 16 weeks.
- Fathers get 2 weeks of paternity leave, 80% of earnings, at most 220 CHF a day, within 6 months of the birth.
- There is no statutory paid parental leave beyond this, but some employers offer more.
- Example with a monthly gross salary of 7,000 CHF: 5,600 CHF per month, duration 14 weeks.
Sick pay:
- There is no state sick pay. The employer must continue your salary for a limited time based on cantonal scales, for example 3 weeks in the first year of service and longer later.
- Most employers have a collective daily sickness insurance that pays 80% of salary for up to 720 days, often after a waiting period.
- Check your contract: the insurance replaces the legal minimum and is usually better.
- Example with a monthly gross salary of 7,000 CHF, 30 days of sick leave: 7,000 CHF in total.
Child benefit:
- The federal minimum child allowance is 215 CHF a month per child up to 16, and the training allowance is 268 CHF from 16 to 25.
- Many cantons pay more, for example Geneva, Vaud and Zug.
- Employees get the allowances through the employer, with no income test.
- Example with a monthly gross salary of 7,000 CHF, two children: 430 CHF per month.
- Quitting your job: Yes, but if you are responsible for losing your job, you get up to 60 suspension days without pay. Resigning without a new job usually counts as your own fault.
- Where to apply: Register with the regional employment centre (RAV) no later than the first day without work, then choose an unemployment fund. Maternity pay: through the employer and the AHV compensation office.
- Sources: https://www.arbeit.swiss/, https://www.bsv.admin.ch/de/zulagen-fuer-familien, https://www.ahv-iv.ch/

### United Kingdom (GBP, salary basis: gross)

Local terms: New Style JSA, Statutory Maternity Pay, Maternity Allowance, Statutory Sick Pay, Child Benefit.

Unemployment benefit:
- New Style JSA is 95.55 GBP a week if you are 25 or over and 75.65 GBP if you are under 25, for up to 182 days (26 weeks).
- It depends on your National Insurance contributions in the last 2 tax years, not on your salary or savings. Universal Credit is the separate means-tested benefit.
- It is reduced by part-time earnings and by pension income over 50 GBP a week.
- Example with a monthly gross salary of 3,000 GBP: 95.55 GBP per week, duration 26 weeks (6 months).
Maternity and parental pay:
- Statutory Maternity Pay is paid for 39 weeks: 90% of your average weekly earnings for the first 6 weeks, then 194.32 GBP a week or 90% of earnings if that is lower.
- You need to earn at least 129 GBP a week and to have worked 26 weeks for your employer by the 15th week before the due date. Otherwise you can get Maternity Allowance.
- Partners get up to 2 weeks of Statutory Paternity Pay. Parents can convert unused maternity leave into Shared Parental Leave with up to 37 weeks of pay.
- Example with a monthly gross salary of 3,000 GBP: 623.08 GBP per week, duration 39 weeks (9 months).
Sick pay:
- From 6 April 2026 Statutory Sick Pay is paid from the first day of sickness, with no waiting days and no lower earnings limit.
- It is 123.25 GBP a week or 80% of your average weekly earnings, whichever is lower, for up to 28 weeks.
- Many employers pay more under their own sick pay scheme. After 28 weeks you can claim New Style ESA.
- Example with a monthly gross salary of 3,000 GBP, 30 days of sick leave: 528.21 GBP in total.
Child benefit:
- Child Benefit is 27.05 GBP a week for the eldest child and 17.90 GBP for each other child in 2026/27.
- If either parent has adjusted net income over 60,000 GBP, the High Income Child Benefit Charge claws back 1% for every 200 GBP above, so all of it at 80,000 GBP.
- Claiming still protects the National Insurance credits of a parent who stays at home, so it is often worth claiming even with a high income.
- Example with a monthly gross salary of 3,000 GBP, two children: 44.95 GBP per week.
- Quitting your job: If you leave your job voluntarily without good reason, your JSA can be sanctioned for up to 13 weeks or longer.
- Where to apply: New Style JSA: online at GOV.UK. Statutory Maternity Pay and Sick Pay: through your employer. Maternity Allowance and Child Benefit: online at GOV.UK.
- Sources: https://www.gov.uk/government/publications/benefit-and-pension-rates-2026-to-2027/proposed-benefit-and-pension-rates-2026-to-2027, https://www.gov.uk/child-benefit/what-youll-get, https://www.gov.uk/statutory-sick-pay

### United States (USD, salary basis: gross)

Local terms: unemployment benefits, weekly benefit amount, paid family leave, FMLA, state disability insurance, Child Tax Credit.

Unemployment benefit:
- Most states pay about half of your previous weekly wage, worked out from your highest earning quarter, up to a state maximum, usually after a one week waiting period.
- In 2026 the maximum weekly benefit is 450 USD in California, 869 USD in New York, about 591 USD in Texas, 275 USD in Florida, 748 USD in Illinois and about 605 USD in Pennsylvania.
- Benefits usually last up to 26 weeks. Florida pays only 12 to 23 weeks depending on the state unemployment rate. Benefits are taxable.
- Example with a monthly gross salary of 6,000 USD: 450 USD per week, duration 26 weeks (6 months).
Maternity and parental pay:
- Federal FMLA gives 12 weeks of unpaid, job-protected leave if your employer has 50 or more staff and you have worked 1,250 hours in the last year.
- Some states pay family leave: California 8 weeks at 70% to 90% of wages up to 1,765 USD a week, plus pregnancy disability, New York 12 weeks at 67% up to 1,228.53 USD, New Jersey 12 weeks at 85% up to 1,119 USD, Washington and Massachusetts 12 weeks.
- Texas, Florida and Pennsylvania have no state paid family leave, so pay depends on your employer.
- Example with a monthly gross salary of 6,000 USD: 969.23 USD per week, duration 18 weeks.
Sick pay:
- There is no federal paid sick leave. Many states require employers to give paid sick days, often 40 to 56 hours a year.
- California, New York, New Jersey, Rhode Island and Hawaii have state disability insurance. California pays 70% to 90% of wages up to 1,765 USD a week after 7 days, for up to 52 weeks.
- New York disability benefits pay 50% of wages, at most 170 USD a week, for up to 26 weeks.
- Example with a monthly gross salary of 6,000 USD, 30 days of sick leave: 3,185 USD in total.
Child benefit:
- The Child Tax Credit for 2026 is 2,200 USD per child under 17, claimed on your tax return.
- Up to 1,700 USD per child is refundable, so you can get it even if you owe no tax, if you have earned income above 2,500 USD.
- It phases out by 50 USD for every 1,000 USD of income above 200,000 USD, or 400,000 USD for married couples filing jointly.
- Example with a monthly gross salary of 6,000 USD, two children: up to 4,400 USD per year.
- Quitting your job: Usually no. If you quit without good cause connected to the work, most states deny unemployment benefits. Being laid off or let go for reasons other than misconduct does qualify.
- Where to apply: Unemployment: your state workforce agency, for example EDD in California or NYSDOL in New York, online in the first week. Paid family leave and disability: the state program. Child Tax Credit: your federal tax return.
- Sources: https://www.twc.texas.gov/programs/unemployment-benefits/eligibility-benefit-amounts, https://dol.ny.gov/, https://edd.ca.gov/en/disability/Contribution_Rates_and_Benefit_Amounts/, https://paidfamilyleave.ny.gov/2026, https://www.irs.gov/credits-deductions/individuals/child-tax-credit

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